What is a Payday Loan?

A payday loan is a loan that allows a customer to receive cash from a lender usually for a short period of time.

How Does A Payday Loan Work?

A Payday Loan works by allowing the customer to borrow money against their next paycheck usually from a direct lender, loan provider or other financial institution.

Who Can Receive a Payday Loan?

Almost anyone with an active checking account, a checking account that can receive a direct deposit, and that has a job. Usually, a customer with these requirements can receive funds into their account very quickly.

Is a Payday Loan What I Need?

If you need to cover unexpected expenses, such as a car payment, bill payment, utility payment, car repair, emergency household repair, groceries, or any other short-term financial emergency, a Payday Loan may be exactly what you need. Chances are, if you need money for ANY consumer purchase, debt or bill payoff, you may need a payday loan.

How Much Can I Borrow?

Since payday loans are loans of small amounts without credit checks, and are intended to help people manage short-term financial difficulty, it depends on your needs and the financial lender as to the amount you can borrow. Loan Providers can supply their customers with as much as $5,000.

What if I'm late in repaying the loan amount?

Late payments of loans may result in additional fees or collection activities, or both. Each Lender has their own terms and conditions, please review their policies for further information before signing the loan agreement.

Non-payment of credit could result in collection activities. Each Lender has their own terms and conditions, please review their policies for further information.

Please borrow responsibly.

Can I extend the deadline of when the loan is due?

Every Lender has its own renewal policy, which may differ from Lender to Lender. Please review your Lender's renewal policyfor further information before signing the loan agreement.